Jamie Golombek
Managing Director, Tax & Estate Planning, CIBC Private Wealth Management
Jamie is quoted frequently in the national media as an expert on taxation, writes a weekly column called "Tax Expert" in the National Post and is a monthly columnist for both Advocis' FORUM magazine, a trade journal for financial advisors, as well as Advisor's Edge Report.
A TFSA is basically a “tax pre-paid savings plan.” “Pre-paid” refers to the fact that the tax on the contributions is paid in advance. Alone, or combined with the other registered savings plans like Registered Retirement Savings Plans (RRSPs) and Registered Education Savings Plans (RESPs), a TFSA can give you distinct tax advantages.
In the articles below, Jamie provides some perspective on how to use the TFSA to your advantage.
Tax Planning with TFSAs
A summary of the TFSA - its features and benefits.
RRSPs versus TFSAs: The Math
How do RRSPs and TFSAs compare?
Play It Safe? Or Go for the Gamble?
How to invest within a TFSA.
Passing it On
Incorporating a TFSA into your estate planning.