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Products - High Interest Savings Account

We’re thinking of your best interests with the Renaissance High Interest Savings Account
4.05%
Current Canadian Interest Rate*
4.15%
Current U.S. Interest Rate*

A well diversified portfolio includes a cash component that offers investors liquidity and convenience.

With the Renaissance High Interest Savings Account, you can enjoy these advantages but also benefit from high earning potential and added security on the cash portion of your investment portfolio.

Available for registered and non-registered investments, this account is an ideal vehicle for your short-term cash requirements.

Key Benefits

Earning Potential
  • Greater earning potential with higher interest rates

  • Interest accrued daily and paid monthly

Added Security
  • The Renaissance High Interest Savings Account is eligible for CDIC insurance.

  • Offered through CIBC Asset Management Inc. and issued by CIBC, one of North America’s leading financial institutions

  • Canadian Imperial Bank of Commerce is a member of CDIC

Greater Convenience
  • Available in Canadian and U.S. dollars

  • No maturity date or lock-in period

  • Access to savings at any time without penalty

  • Easy switching between Renaissance Investments family of funds and Axiom Portfolios

Product Features
Product Name
  • Renaissance High Interest Savings Account Series A: ATL5000

  • Renaissance High Interest Savings Account Series F: ATL5001

  • Renaissance U.S. Dollar High Interest Savings Account Series A: ATL5500

  • Renaissance U.S. Dollar High Interest Savings Account Series F: ATL5501

CDIC Eligible

The Renaissance High Interest Savings Account is eligible for CDIC insurance.

Issuer Information

Product issued by Canadian Imperial Bank of Commerce.

Investment Type

High interest rate bank account

Eligibility

Registered and non-registered plans, including Tax-Free Savings Accounts

Currency

Canadian dollar or U.S. dollars

Minimum Initial Investment†

Renaissance High Interest Savings Account: $50

Renaissance U.S. Dollar High Interest Savings Account: $50 (in U.S. dollars)

Maximum Investment

Renaissance High Interest Savings Account

  • Unlimited where held by an individual

  • $7,500,000 where held by a corporation

Renaissance U.S. Dollar High Interest Savings Account

  • Unlimited where held by an individual

  • $7,500,000 where held by a corporation (in U.S. dollars)

Characteristics

Unlimited number of deposits and withdrawals

Investment Return

For current interest rates, visit www.renaissanceinvestments.ca. Interest rate subject to change at any time without prior notice.

Interest is calculated daily on opening balance and paid monthly to the account as reinvested distributions.

Marketing Materials

Investor Essentials

Product Features / Terms and Conditions

*Interest rate quoted is annual for Class A units, effective February 14, 2023, and may change at any time without prior notice. For current rates, speak with your advisor or visit www.renaissanceinvestments.ca.
†Your dealer may have its own minimum investment requirement.

The Renaissance High Interest Savings Account is offered by Canadian Imperial Bank of Commerce (CIBC) through its wholly owned subsidiary CIBC Asset Management Inc. (CAMI). The Renaissance High Interest Savings Account is eligible for CDIC insurance, subject to CDIC rules and regulations. Renaissance Investments is offered by CIBC Asset Management Inc. The material and/or its contents may not be reproduced or distributed without the express written consent of CIBC Asset Management Inc.

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DoubleLine® is a registered trademark of DoubleLine Capital LP.

Copyright 2022 CIBC Asset Management Inc. Renaissance Investments and Axiom Portfolios are offered by CIBC Asset Management Inc.

™Renaissance Private Investment Program and ™Renaissance Private Pools are trademarks of CIBC Asset Management Inc.

®Renaissance Investments, Axiom and Axiom Portfolios are registered trademarks of CIBC Asset Management Inc.

The Renaissance Investments family of funds and the Axiom Portfolios are offered by CIBC Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.

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Please read the Renaissance Investment family of funds and Axiom Portfolios simplified prospectus before investing. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer, nor are they guaranteed.

There can be no assurance that a money market fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment will be returned to you. Their values change frequently and past performance may not be repeated. ®Axiom, Axiom Portfolios and Renaissance Investments are registered trademarks of CIBC Asset Management Inc.

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